Trusted by 5000+ Happy Clients

Your Trusted
Financial Growth
Partner

20+ years of expertise in connecting you with the right loan solutions.
Associated with 25+ Leading Banks & NBFCs for competitive rates and faster processing.

Apply for Loan EMI Calculator
20+Years Experience
25+Bank Partners
5000+Happy Clients
15+Loan Types
Quick Enquiry

Your data is 100% secure & confidential

About Suraj Capital

Simplifying Loans,
Empowering Dreams

Suraj Capital is a premier financial consultancy established with a vision to bridge the gap between borrowers and lenders. With over two decades of rich industry experience, our team of expert financial advisors delivers customized loan solutions for both corporates and individuals.

We are proudly associated with 25+ leading Banks and NBFCs, enabling us to offer the most competitive interest rates, flexible repayment options, and end-to-end loan management support — from application to disbursement.

End-to-End Loan Assistance
Competitive Interest Rates
Faster Processing & Approval
Dedicated Financial Advisor
Transparent & Ethical Practice
Tailored Financial Solutions
Know More About Us
Why Choose Us

The Suraj Capital Advantage

Experience seamless financial services backed by expertise, integrity and unmatched banking partnerships.

20+ Years of Expertise

Decades of industry knowledge to navigate complex financial landscapes and get you the best deals.

25+ Banking Partners

Tied up with leading PSU banks, private banks, and NBFCs to ensure the widest funding options.

Fast Loan Processing

Streamlined processes and direct bank relationships mean quicker approvals and disbursements.

Secure & Confidential

Your financial data is handled with utmost confidentiality, security, and professional integrity.

Dedicated Advisor

A personal financial consultant assigned to guide you through every step of your loan journey.

Best Interest Rates

We negotiate on your behalf across multiple lenders to secure the most competitive rates available.

Our Services

Comprehensive Loan Solutions

From home loans to corporate financing — we've got every financial need covered.

Home Loans

Fulfill your dream of owning a home with competitive rates and flexible tenures up to 30 years.

Up to ₹5 CrLow InterestQuick Approval
Apply Now
Business Loans

Fuel your business growth with customized business loan solutions for all business sizes.

UnsecuredQuick DisbursalFlexible EMI
Apply Now
Mortgage Loans

Leverage your property assets to secure high-value loans for personal or business needs.

High LTVSecured LoanLong Tenure
Apply Now
Working Capital Loans

Manage your day-to-day operations smoothly with flexible working capital finance solutions.

OD/CCShort TermRevolving
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Personal Loans

Instant personal loans for medical emergencies, travel, education, and any personal requirements.

No CollateralInstantMinimal Docs
Apply Now
MSME Loans

Government-backed and bank-funded MSME loan schemes tailored for small & medium businesses.

Govt SchemesLow RateCGTMSE
Apply Now
Loan Against Property

Unlock the value of your residential or commercial property for large financial requirements.

Up to 75% LTVLong TenureLower Rate
Apply Now
Corporate Loans

High-value structured corporate lending solutions for large enterprises and conglomerates.

High ValueStructuredSyndication
Apply Now
Balance Transfer

Switch your existing high-interest loan to a better rate and reduce your EMI burden immediately.

Lower EMITop-up OptionEasy Switch
Apply Now

Also offering: Project Funding · Machinery Loans · Construction Finance · OD/CC Limits · Professional Loans · Insurance & Advisory

Enquire About Any Service
EMI Calculator

Calculate Your Loan EMI

Plan your finances smarter with our easy EMI calculator.

₹1 Lakh ₹20,00,000 ₹1 Cr
6% 9.0% 24%
1 Year 15 Years 30 Years

Your EMI Breakdown

₹20,285

per month

Principal Amount
₹20,00,000
Total Interest
₹16,51,300
Total Payable Amount
₹36,51,300
Principal
Interest
Apply for This Loan
Eligibility Checker

Check Your Loan
Eligibility Instantly

Fill in a few basic details and our experts will assess your loan eligibility and get back to you with the best options available from our 25+ banking partners.

  • Instant preliminary assessment
  • No credit score impact
  • Expert callback within 2 hours
  • Compare offers from multiple banks
Eligibility Check Form
Our Partners

Associated with 25+ Leading Banks & NBFCs

We work with India's most trusted financial institutions to bring you the best loan deals.

SBI
HDFC Bank
ICICI Bank
Axis Bank
PNB
Bank of Baroda
Kotak Mahindra
Bajaj Finserv
LIC HFL
IDFC First
Yes Bank
IndusInd Bank
Federal Bank
Canara Bank
Union Bank
Tata Capital
Piramal
Aditya Birla
IIFL Finance
Cholamandalam
HDB Financial
Fullerton
DHFL
Muthoot
Manappuram
Testimonials

What Our Clients Say

Real stories from clients who trusted Suraj Capital to fulfill their financial goals.

Documents Required

What You Need to Apply

Salaried Employees
  • Identity Proof (Aadhaar, PAN, Passport)
  • Address Proof (Utility Bill, Aadhaar)
  • Last 3 Months Salary Slips
  • Last 6 Months Bank Statements
  • Form 16 / IT Returns (2 years)
  • Employment Letter / Appointment Letter
  • Property Documents (for Home/Mortgage Loan)
  • 2 Passport Size Photographs
Self-Employed / Business
  • Identity & Address Proof (KYC)
  • Business Registration Certificate
  • Last 3 Years ITR with Computation
  • CA Certified P&L and Balance Sheet
  • Last 12 Months Bank Statements
  • GST Registration & Returns
  • Business Address Proof
  • Property Documents (if applicable)

Documents may vary based on loan type and lender requirement. Our team will guide you through the exact requirements.